Top tips for buying travel insurance
Get Notes—Lots of Notes
If you buy travel insurance and end up filing a claim, you’ll need to collect any paperwork along the way: receipts for the airport hotels or restaurants if you had coverage for a travel delay, or a doctor’s note and bills for any medical care if you got extra health coverage. Experts agree that this is travelers’ biggest pitfall when it comes to fulfilling their claims. One tip: call the insurer’s 800 number while you’re in the middle of your snafu to double-check what paperwork you might need. With the right documents, “you might then just have to fill out two or three pieces of paper, and most claims are resolved within two weeks,” says North Carolina travel agent Nancy Cutter. “Most people are shocked that it’s pretty simple.”
